1 (14 oz) can of sweetened condensed milk
1 1/2 cup of ice cold water
1 (3.4 oz) Jello Vanilla Pudding mix
3 cups heavy cream
1 (12 oz) Nabisco Nilla Wafers
5 bananas sliced ( I like mine slighty under ripe)
1/2 cup mini chocolate chips
In a small bowl, on the medium speed of an electric mixer, beat together the sweetened condensed milk and water until well combined, about 1 minute. Add the pudding mix and beat well, about 2 minutes more. Cover and refrigerate for 3-4 hours or overnight, before continuing. It is very important to allow the proper amount of time for the pudding mixture to set.
In a large bowl, on the medium speed of an electric mixer, whip the heavy cream until stiff peaks form. Gently fold the pudding mixture into the whipped cream until well blended and no streaks of pudding remain.
To assemble the dessert, select a large, wide bowl (preferably glass - I didn't have glass) with a 4-5-quart capacity.
Arrange one-third of the wafers to cover the bottom of the bowl, then one-third of the bananas and one-third of the pudding sprinkle chocolate chips. Repeat the layering two more times. Sprinkle choc chips on top. Cover tightly with plastic wrap and allow to chill in the refrigerator for 4 hours. It will taste best within 4-5 hours of assembling it, but can most certainly be eaten the day after, the Nilla wafers will not be crunchy though.